Kount generates verdicts given datasets that are present in everyday businesses, but many times are not well organized and or properly analyzed, such as persona and user behavior detection, purchasing profiles, geolocation checks, proxy piercing, maximum velocity of orders within a period of time, and many other dynamic metrics.
PayCertify’s implementation of Kount makes your integration easier, even if you don’t have an account with Kount. Through our great relationship with Kount, we created a plugin that only requires you to copy and paste a few lines of code onto your website to add a powerful extra layer of protection.
Our Payment Gateway provides a safe and low cost way to run your transactions in a card not present environment, while supporting multiple payment processors, credit card brands and card types. It also support all of PayCertify fraud prevention products out-of-the-box.
3D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. It was first deployed by Visa with the intention of improving the security of Internet payments and is offered to customers under the name Verified by Visa.
Kount’s patented machine learning technology analyzes transactions to stop fraud and increase revenue for online businesses, merchants, acquiring banks, and payment service providers. Through it’s cutting edge technology.
INCENTAPAY is a virtual card issuing platform that empowers merchants by incentivizing customers that shop at their online stores with rewards for purchses which increases conversions, increases the average ticket size and purchase order and pads the bottom line with tens of thousands of dollars per month in additional revenue.
PayCertify is the only merchant processing company to offer the exclusive FEE REBATE GENERATOR program. This program can potentially eliminate all merchant processing fees by using proprietary Virtual Card Issuing technology.
MOTO|SECURE is a revolutionary new product designed to be an additional security layer for online money order/telephone order transactions. We combined the security of 3D Secure with the ease of use of our MOTO virtual terminal and POSITIVE purchase confirmation via SMS text and/or email.
Representing a chargeback is the last resort in order to prevent fraud. Once you have decided to fight a chargeback, you need to prove through evidence that the transaction being charged back is a fraud attempt.
PayCertify Guarantee is our proprietary Transaction Insurance product. This product is built in to your processing fee, and gives your customers piece of mind that the product or service is fully insured and backed by PayCertify.
PayCertify's proprietary confirmations system, Verify Secure, serves as the last tool on the queue of our front-end tools. Confirmations eliminate any doubt that a transaction may be fraudulent by confirming that the customer actually has physical possession of the card.
Our Data Enrichment API is proprietary technology, that was developed through our many years of experience with the financial market. It basically consists on an asynchronous check of a mix of publicly available data and our own databases to enrich the provided data.
Our Chargeback Alert management system offers a way for businesses to prevent disputes from becoming actual chargebacks. Once you are signed up for Chargeback Alerts, when a customer tries to initiate a dispute.
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