Predict potential threats
Through a blend of proprietary and partner solutions, we act through machine learning and artificial intelligence to detect behavior that is common in fraudulent scenarios, given your input on what is fraud for you.
Confirm customer intent
Through our Confirmations product, we are able to confirm that your customer had access to a device or account potentially tied to the transaction's card, which mitigates Friendly Fraud and other common fraud types.
Get alerted beforehand
If a chargeback is on its way, we're notified through our partner network. Through that privileged information, we can automatically refund or just let you know. In both scenarios, you're always aware of your account's health.
All through one integration
All these features share the same seamless, simple paycertify.js integration. If you opt-in for just one product and later on want more, with a flip of a switch we can turn it on for you.
Prevent known fraud
If something triggers our fraud prevention systems, we won't let any transactions be processed, so potential fraud doesn't even factor into your chargeback ratio.
Push risk away
Through Frictionless 3D-Secure, we are able to shift the transaction liability to the customer's bank without any additional steps that would impact your checkout page experience.
Present compelling evidence
In the event of a chargeback, our risk team takes care of everything for you by providing a package containing all evidence generated through the transaction life-cycle to fight disputes for you, with no action required.
How does it work?
Gather additional information
While your customer is browsing your checkout page, we asynchronously validate all the data being provided and transform it into knowledge to help you make a decision.
Decide through real-time automation
If we notice anything suspicious or uncommon, our systems give you a real-time verdict, so you can take action and prevent fraud directly from the source.
Customize your fraud detection flow
In case of fraud detection, we redirect your customer to a page on your website so you can do manual verification or whatever process is convenient for you.
Get proactively alerted
In the event of a dispute, we automatically notify you before the transaction becomes a chargeback, so you can take action upfront to attempt friendly resolution.
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