Dynamic Descriptors

POST https://gateway-api.paycertify.com/api/transactions/auth or POST https://gateway-api.paycertify.com/api/transactions/sale

A dynamic descriptor is a string passed to the processor to be displayed on the customer’s card statement while overriding default information such as the merchant’s name, merchant phone, website or city. Our dynamic descriptor implementation uses a pipe element | to separate the name from the contact info (which may be the city, phone or website). So for example, a dynamic descriptor passed as MYBUSINESSINC|123-1231234 will be interpreted at processor level as name=MYBUSINESSINC and contact info=123-1231234.

Parameter Type Length Presence Description Example  
dynamic_descriptor string 1-38 Optional The credit card statement descriptor MYBUSINESSINC 123-1231234
Parameter Type Length Description Example
transaction.id uuid 36 This transaction’s ID 41f00869-d7b3-413e-9476-9ef1a8bc2f28
transaction.merchant_id uuid 36 The user’s merchant ID 41f00869-d7b3-413e-9476-9ef1a8bc2f28
transaction.user_id uuid 36 The user’s ID 41f00869-d7b3-413e-9476-9ef1a8bc2f28
transaction.processor_id uuid 36 The processor’s ID 41f00869-d7b3-413e-9476-9ef1a8bc2f28
transaction.merchant_transaction_id string 1-255 The merchant assigned identifier my-order-id-0001
transaction.updated_at datetime - Last time this transaction was updated, on ISO 8601 UTC 2018-02-16T16:33:40+00:00
transaction.created_at datetime - Time that transaction was created, on ISO 8601 UTC 2018-02-16T16:33:40+00:00
transaction.events.*.id uuid 36 This event’s ID 41f00869-d7b3-413e-9476-9ef1a8bc2f28
transaction.events.*.success boolean - If the event was a successful event or not true
transaction.events.*.event_type string 4-10 The type of event being performed auth, capture, sale, void, refund
transaction.events.*.amount number 0.01-9999999 Total event amount 3.56
transaction.events.*.processor_code string 2-10 The processor response code 00
transaction.events.*.processor_message string 1-255 A human readable message from the processor APPROVAL V12341
transaction.events.*.processor_transaction_id string 1-255 A processor assigned identifier 00000000143242
transaction.events.*.updated_at datetime - Last time this event was updated, on ISO 8601 UTC 2018-02-16T16:33:40+00:00
transaction.events.*.created_at datetime - Time that event was created, on ISO 8601 UTC 2018-02-16T16:33:40+00:00
curl --request POST \
  --url https://gateway-api.paycertify.com/api/transactions/auth \
  --header 'Authorization: Bearer YOUR_API_TOKEN' \
  --form 'amount=1.00' \
  --form 'card_number=4111111111111111' \
  --form 'card_expiry_month=01' \
  --form 'card_expiry_year=2021' \
  --form 'card_cvv=999' \
  --form 'first_name=John' \
  --form 'last_name=Doe' \
  --form 'street_address_1=59 N Santa Cruz Avenue' \
  --form 'street_address_2=Suite M' \
  --form 'city=Los Gatos' \
  --form 'state=CA' \
  --form 'country=US' \
  --form 'ip_address=127.0.0.1' \
  --form 'mobile_phone=+11231231234' \
  --form '[email protected]' \
  --form 'merchant_transaction_id=my-order-id-0001' \
  --form 'dynamic_descriptor=MYBUSINESSINC|123-1231234' \
  --form 'zip=95030'

Responds with:

{
  "transaction": {
    "id": "3410596f-d596-42d4-9811-41d43868e984",
    "merchant_id": "455a1c64-385b-41b2-a56f-34bf6c5c5335",
    "user_id": "6e064bf5-0e18-466b-811b-f967e8d73b9f",
    "processor_id": "30ff7682-6ec7-48f3-8d7a-62319a9c3c59",
    "merchant_transaction_id": "my-order-id-0001",
    "card_number": "411111******1111",
    "card_brand": "visa",
    "card_expiry_month": "01",
    "card_expiry_year": "2021",
    "first_name": "John",
    "last_name": "Doe",
    "street_address_1": "59 N Santa Cruz Avenue",
    "street_address_2": "Suite M",
    "city": "Los Gatos",
    "state": "CA",
    "country": "US",
    "zip": "95030",
    "email": "[email protected]",
    "mobile_phone": "+11231231234",
    "updated_at": "2018-02-16T16:33:40+00:00",
    "created_at": "2018-02-16T16:33:39+00:00",
    "events": [
        {
            "id": "84a8ab86-ee0e-47d4-8686-4e42fa58355e",
            "success": true,
            "threeds_response": null,
            "avs_response": null,
            "event_type": "auth",
            "amount": "1.00",
            "ip_address": "127.0.0.1",
            "processor_code": "00",
            "processor_message": "APPROVAL TAS656 ",
            "processor_transaction_id": "000000000252616",
            "processor_threeds_response": null,
            "processor_avs_response": "0",
            "updated_at": "2018-02-16T16:33:40+00:00",
            "created_at": "2018-02-16T16:33:39+00:00"
        }
    ]
  }
}