INCENTAPAY is a virtual card issuing platform that empowers merchants by incentivizing customers that shop at their online stores with rewards for purchses which increases conversions, increases the average ticket size and purchase order and pads the bottom line with tens of thousands of dollars per month in additional revenue. INCENTAPAY gives merchants the power to immediately issue a branded, virtual card to their customer and automatically moves the card to the customer’s payment method of choice on their mobile device which can be immediately used and loaded.
INCENTAPAY is arguably PayCertify’s most innovative and most exclusive product offering, which is ideal for large E-Commerce, travel and hospitality merchants that have customers who may be either budgeting for a high ticket product online or customers who are looking for a subsidy or incentive to pull the trigger on making a large purchase. INCENTAPAY issues a branded, virtual credit card which offers a reward instantly at the point of sale for purchasing and immediately moves the card to the customer’s mobile device as the default payment method which immediately carries a balance and used on future purchases without the need for a physical card ever to be shipped.
Other benefits include being able to offer immediate cash rebates, as well as the ability to market to subscriber channels that include more than 100 million mobile subscribers in PayCertify’s partner networks. Virtual cards issued through INCENTAPAY can be fully branded, provide custom incentives to customers like bonus points or cash rebates, and never require a physical card be issued. INCENTAPAY is available to all users of PayCertify’s merchant processing and fraud prevention ecosystem
Our Payment Gateway provides a safe and low cost way to run your transactions in a card not present environment, while supporting multiple payment processors, credit card brands and card types. It also support all of PayCertify fraud prevention products out-of-the-box.
3D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. It was first deployed by Visa with the intention of improving the security of Internet payments and is offered to customers under the name Verified by Visa.
Kount’s patented machine learning technology analyzes transactions to stop fraud and increase revenue for online businesses, merchants, acquiring banks, and payment service providers. Through it’s cutting edge technology.
INCENTAPAY is a virtual card issuing platform that empowers merchants by incentivizing customers that shop at their online stores with rewards for purchses which increases conversions, increases the average ticket size and purchase order and pads the bottom line with tens of thousands of dollars per month in additional revenue.
PayCertify is the only merchant processing company to offer the exclusive FEE REBATE GENERATOR program. This program can potentially eliminate all merchant processing fees by using proprietary Virtual Card Issuing technology.
MOTO|SECURE is a revolutionary new product designed to be an additional security layer for online money order/telephone order transactions. We combined the security of 3D Secure with the ease of use of our MOTO virtual terminal and POSITIVE purchase confirmation via SMS text and/or email.
Representing a chargeback is the last resort in order to prevent fraud. Once you have decided to fight a chargeback, you need to prove through evidence that the transaction being charged back is a fraud attempt.
PayCertify Guarantee is our proprietary Transaction Insurance product. This product is built in to your processing fee, and gives your customers piece of mind that the product or service is fully insured and backed by PayCertify.
PayCertify's proprietary confirmations system, Verify Secure, serves as the last tool on the queue of our front-end tools. Confirmations eliminate any doubt that a transaction may be fraudulent by confirming that the customer actually has physical possession of the card.
Our Data Enrichment API is proprietary technology, that was developed through our many years of experience with the financial market. It basically consists on an asynchronous check of a mix of publicly available data and our own databases to enrich the provided data.
Our Chargeback Alert management system offers a way for businesses to prevent disputes from becoming actual chargebacks. Once you are signed up for Chargeback Alerts, when a customer tries to initiate a dispute.
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