1. Information We Collect.
1.1 Personal Information. When you visit our website or use our services whether online or offline, we may collect personal information from or about you such as your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests. Other occasions when we obtain information from individuals include when an individual is making a claim for a prize or seeking to redeem an incentive offered by us or a third party, when an individual requests assistance through our customer service department and when an individual subscribes to a service or newsletter.
1.2 Additional Sources of Information. We may also collect information about you from additional online or offline sources such our third-party partners, as well as, other commercially available third-party sources such as credit reporting agencies and other agencies. This information may be combined with other information we have collected about you. When acquiring information from third parties, we seek assurances from such third parties that they have a right to provide the information to us.
2. How We Use the Information.
We use the information we collect to help us personalize and continually improve our services. We may also use the information in the following ways:
- Process your applications and transactions
- Respond to your queries and communicated with you
- Manage your preferences and provide tailored content and marketing messages
- Administer promotions and surveys
- Optimize or improve our products, services and operations
- Create user profiles
- Analyze transactions
- Provide fraud detection services
We may use information we collect for any legally permissible purpose, in our discretion.
3. Who We Share Your Information With.
We may also disclose your personal information to other third parties as necessary to comply with various legal requirements, demands, subpoenas, and court orders. We may also share anonymous or aggregated information with third parties to help deliver products, services and content better tailored to our users and for other purposes.
4. Cookies, Pixel Tags, and Tracking Technologies.
We currently use cookie and pixel tag technology to collect information from you when you interact with our website. This information helps us serve you better each time you visit our website.
Cookies. A cookie is a small amount of data stored directly on the device you are using. A cookie allows us to collect information such as the type of browser you are using, the amount of time you spend using the services, the preferences you have set up for your accounts. You may read more about cookies at http://cookiecentral.com. Most web browsers allow you to adjust your browser setting to decline or delete cookies. If you would like to use all features and functionality of our website, you must set your device to accept cookies.
Pixel Tags. A pixel tag is programming code that can be used to display an image on a web page (by using a programming function — see http://truste.org for more information), but can also be used to transfer your unique user identification (often in the form of a cookie) to a database and associate you with previously acquired information about you in our database. Pixel tags are mainly used to help us recognize users, assess traffic patterns and measure website or online campaign engagement.
Do No Track Signals. We honor do not track signals and do not track, plant cookies and use advertising when a Do Not Track (“DNT”) browser mechanism in in place.
The security of your personal information is important to us. Personal Information we collect is stored in operating environments that are not available to the public. We strive to put reasonable physical, electronic and procedural security measures in place to protect against the loss, misuse and alteration of the information under our control. Please understand, however, that while we try our best to safeguard your personal information once we receive it, no transmission of data over the Internet or any other public network can be guaranteed to be 100% secure.
6. No Information Collected from Children.
Our website is not directed to children or teens under the age of 13. We will never knowingly collect any personal information about children under the age of 13. If we become aware that a child under the age of 13 has improperly shared personal information with us, we will take steps to immediately delete that information from our database. If you become aware that a child has provided us with personal information, please contact us.
7. Links to Third Party Websites.
8. Email, Direct Mail & Telemarketing.
We collect your email address, mailing address, telephone or cellphone number directly or through our third-party partners to:
- Send newsletters, respond to inquiries or other requests.
- Send promotional offers
If at any time you would like to unsubscribe from receiving future emails you ca do so by using the “unsubscribe” link at the bottom of each email to unsubscribe from that particular email distribution list or by emailing us with your opt-out/unsubscribe request by emailing us at [email protected] Once we receive your request at this email address we will promptly remove you from ALL email correspondence.
9. Updating Your Information.
Keeping your account information up-to-date is important. You may review, amend, update or delete your personal information by contacting us via email at [email protected]
10. EU General Data Protection Regulation (“GDPR”).
Beginning May 25, 2018, the processing of personal data of users in the European Union is subject to the EU General Data Protection Regulation (“GDPR”). If you are a user in the EU you have the right to:
- Request access to information that we have about you;
- Receive information related to our use and processing of your information;
- Correct or delete any information that we have about you;
- Withdraw your consent to our use of your information at any time;
- Request that we restrict our use and processing of your information;
- Object to our processing of your personal data including for marketing purposes based on profiling and/or automated decision making;
- File a complaint relating to our handling of your personal information with a supervisory authority. (for more information go to http://ec.europa.eu/justice/article-29/structure/data-protection-authorities/index_en.htm)
11. Contact Us.
For more information about protecting your privacy, you may wish to visit: www.ftc.gov. If you have questions or about this policy, please contact us at: